Julia Menez Earnable Wealthy Life story –


What when you might:

  • Take a piece journey to Richard Branson’s non-public island … paid for by your shopper
  • Community with the highest gamers in your trade … and understand your enterprise is doing higher than theirs
  • Collaborate with and be sponsored by the most effective manufacturers

That’s what considered one of my Earnable college students, Julia Menez, has been in a position to do as she’s transitioned from a job as an actuary to operating her personal journey enterprise, Geobreeze Travel.

I’m excited to share her story with you. First, I wish to present you three ways in which proudly owning her personal enterprise has allowed Julia to dwell her Wealthy Life. 

A free journey to Richard Branson’s non-public island

Julia’s journey to Richard Branson’s non-public island “might be the epitome of a Wealthy Life,” she stated. “The place the place we stayed appears like a yacht on high of a hill. It’s probably the most luxurious factor I’ve ever skilled.”

Julia promoted Bilt, a bank card program that permits you to earn factors in your hire, and Bilt observed. To thank her for driving folks to their program, they invited her to a mastermind consulting session on Branson’s island within the British Virgin Islands.

“I received to hang around with points-and-miles celebrities,” Julia stated. “And I received invited to be on Bilt’s advisory board going ahead, in addition to persevering with to advertise their program.”

“Completely different collaborations like this is able to not have been attainable if I didn’t construct out the enterprise,” Julia stated. “And lots of that’s as a result of completely different methods that I realized via Earnable.”

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Constructing a community and assembly fascinating folks

“Lots of my Wealthy Life is being invited to social occasions and creating friendships,” Julia stated.

“Having a enterprise, I get to work together with folks for my podcast,” she stated. “They’re fascinating and have unimaginable tales in regards to the methods they use … I get to work together with teaching purchasers … And I’ve additionally made lots of mates via the web after which assembly up in individual.”

She’s been in a position to communicate at a number of conferences, together with The New York Occasions Journey Present, and has been on stage with “large names within the trade,” she stated. “To get to share the stage with them is unimaginable.”

Julia has an amazing perception into the idea of a Wealthy Life: “I believe a part of lots of people’s Wealthy Life is a few feeling of being a small-time celeb.” (Certainly!) “Being form of a well known voice or a rising voice within the points-and-miles neighborhood, it’s actually opened up networking alternatives.”

And it’s additionally helped her develop her enterprise.

Serving to others via journey ideas and revenue donations

Julia has a well-defined area of interest for Geobreeze Journey. She’s a first-generation daughter of immigrants, which provides her a perspective that’s not usually seen within the points-and-miles journey trade.

I LOVE the instance she provides: “Some individuals are like, ‘I simply wish to go to my mother in Honduras, and I shouldn’t have 600 {dollars}.’ I can inform them, ‘Oh, it’s tremendous simple for you. You simply want this one card. The sign-up bonus covers your six-hundred-dollar ticket. You may see your loved ones.’”

“I can inform any person that in 10 seconds,” Julia stated, “but it surely’s nearly life-changing to them the place they’re like, ‘I haven’t seen my household in years and this simply modified all the pieces.’ Folks can journey again house to Asia, South America, Europe, wherever their household could be, the place they haven’t been in a position to afford visiting their household.”

How superior is that!

Julia additionally has a second main approach to assist folks: “I donate all of the income on the finish of the yr to completely different charities which are voted on by my Patreon members.” Final yr she donated greater than $30,000.

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Take into consideration these three Wealthy Life experiences — Julia is ready to go on luxurious journeys, community with key gamers in her trade, and assist folks out with 5-minute ideas … or hundreds of {dollars} in donations.

All due to her enterprise.

And he or she hasn’t been doing this without end — she began final yr!

Two of Julia’s secrets and techniques? Onerous work and Earnable. “I used to be in a position to benefit from these alternatives via what I realized within the course,” she stated.

Now, let’s have a look at how Julia found her enterprise thought and area of interest.

Figuring out your area of interest: genuinely serving to folks with a worthwhile enterprise

Changing into an actuary takes hundreds of hours of learning for certification exams. Actuarial jobs pay nicely, and Julia was trying into positions that might permit her to work internationally in Thailand or Hong Kong or Belgium.

So why stop that — and early in her profession! — to construct her personal enterprise from scratch?

After she completed her research and handed her exams, Julia had lots of free time and began stepping into private finance and points-and-miles journey. She first arrange a journey company however closed it down throughout the pandemic.

She began an Instagram account to share learn how to use bank card factors and miles. She didn’t like to put in writing, however she did like to speak with folks, so she began a podcast quite than a weblog.

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Julia needed to take a collaborative strategy, as a result of she discovered the alternative of that when she was beginning out:

“As I used to be getting extra into factors and miles and eager to journey at no cost, I observed that just about all the huge bloggers had been white males of the identical demographic. There was no one who actually seemed like me. There wasn’t actually anyone who shared background tales that I might relate to. I figured there’s in all probability lots of different folks on the earth who really feel excluded that approach. 

“Each time I attempted to ask a query on Reddit, typically folks had been simply very impolite of their responses. So I actually needed to make a neighborhood the place we might discuss factors and miles, but additionally from a standpoint of people that don’t usually get featured in points-and-miles media….

“As somebody who is kind of clearly not a white man, I believe my viewpoint of learn how to strategy factors and miles is a bit of bit completely different. There’s a lot content material on the market for learn how to get the best cents-per-point valuation by transferring your factors to Emirates First Class or Singapore First Class, the Etihad Flats, issues like that, which don’t all the time cater to everybody.”

This can be a nice illustration of what I imply once I say “Your Wealthy Life is yours.” “Wealthy” shouldn’t be synonymous with “firstclass.” Not everybody even needs to do these issues. 

Julia additionally needed to “make it simpler for folks to seek out any person who matches their explicit type of points-and-miles technique,” she stated. “As a result of typically you need info for solo ladies vacationers, typically you need issues which are for giant households. Typically you need one thing that’s very business-traveler centered. In the event you’re a marketing consultant or a salesman who’s touring on a regular basis, typically you wish to study what’s one of the simplest ways to earn lots of factors … the place you may churn lots of enterprise spend via these bank cards. There are completely different methods.”

Julia recognized a possibility available in the market: “I felt prefer it was a really one-size-fits-all or possibly three-sizes-fits-all — with individuals who prefer to tinker and primary household blogs, however nothing that catered to ladies, folks of coloration, first-generation immigrants.” 

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Julia has been in a position to communicate at a number of conferences on how BIPOC ladies can use factors and miles or how points-and-miles journey applies to households who’ve a number of youngsters however by no means had a journey funds. “Having the ability to have these alternatives and assist individuals who simply thought ‘Oh that luxurious way of life shouldn’t be for me, it’s for people who find themselves already wealthy. Individuals who appear like me simply aren’t represented in these channels.’… I really like with the ability to inform them, ‘No, you may journey at no cost too!’”

“From a enterprise sense,” Julia stated, “it’s opened up so many various alternatives as a result of there’s fairly a motion on Instagram and the web at massive to make all the journey and monetary industries extra digestible for individuals who usually haven’t had a seat on the desk.”

I really like this dialed-in perspective on how she will help folks whereas on the identical time construct a profitable enterprise.

Julia discovered one thing she appreciated and was good at, discovered a gap available in the market, after which labored to offer a worthwhile answer.

Now let’s have a look at how Julia has labored to construct a number of income streams from her concepts.

$60k in her first yr in enterprise

Julia has diversified her enterprise’s earnings streams. Right here’s why that’s essential.

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Final yr was Julia’s first yr in enterprise with Geobreeze Travel. The enterprise introduced in near $60,000 in income.

“This yr,” Julia stated, “my aim is about $8,000 whole income every month. In order that’ll get me near $100k in whole income. If any person constructed out a enterprise like this, that’s greater than sufficient to dwell on for most individuals.”

When Julia was learning the celeb points-and-miles journey bloggers just a few years in the past, she determined to purchase Earnable:

“I assumed, ‘Nicely, if they will do it, I wager I can do it too…How are they doing this? Let’s determine if I’m in a position to do one thing comparable with out having to spend all of my free time writing weblog articles, optimizing for search engine marketing, hoping any person reads it after which clicks some hyperlinks.’ So I bought Earnable and got here up with lots of completely different concepts that don’t simply depend upon folks making use of for bank cards via my website.”

Geobreeze Journey has 5 whole income streams:

The biggest piece of income for Geobreeze Journey comes from bank card affiliate gross sales. “It’s sufficient to cowl hire each month on this New Jersey condominium, the place I’ve a view of Manhattan,” Julia stated.

However she doesn’t wish to be depending on one stream. “It’s good that if I’ve a low month [in credit card affiliate sales], as a result of it’s the most variable, that it’s not utterly going to wreck the enterprise,” Julia stated.

Earnable additionally gave me concepts for learn how to launch a training enterprise and learn how to automate lots of issues like scheduling,” Julia stated. “So that you’re not making an attempt to electronic mail folks forwards and backwards, ‘OK, are you free on Thursday at 7pm?’ You can also make an automatic calendar so that folks can join teaching each time there’s an open spot.”

One more reason why diversifying is so essential is that you simply by no means know when Fb or Instagram or no matter service will change their algorithms and have an effect on your enterprise. That’s why an electronic mail listing is essential.

And it’s one thing Julia is specializing in.

Right here’s what I really like about Julia’s approach of doing that: As a bonus for signing up for her publication, she shares a easy electronic mail script that received her $1k of upgrades on the Grand Wailea in Maui!

Sure! I really like scripts. (In truth, Earnable is filled with word-for-word scripts you may borrow or adapt on your personal enterprise.)

The resort improve electronic mail template Julia shares is phenomenal. She booked the $500 room on the resort and requested for an improve to the $650 room. The resort ended up upgrading her to the $900 room within the gated neighborhood a part of the resort, with views of a number of Hawaiian islands, a balcony, free breakfast, free dinner with cocktail hour, complimentary champagne and native Hawaiian snacks, and extra.

Not dangerous for a easy electronic mail!

Julia now provides out a free 15-minute teaching name every week to the primary one that clicks the hyperlink in her weekly publication. “I believe I received that concept out of Earnable too,” she stated.

I really like that Julia took what she realized from Earnable and utilized it to her personal distinctive state of affairs. She discovered one thing she appreciated and was good at, discovered a gap available in the market, after which labored to offer a worthwhile answer.  

The mindset of a profitable entrepreneur

Julia’s enterprise has given her a number of Wealthy Life moments, she developed a distinct segment, and she or he diversified her enterprise’s earnings streams.

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However now, let’s have a look at a very powerful a part of being a profitable entrepreneur: mindset.

Like many college students, Julia binge-watched Earnable when she first signed up and began constructing her enterprise.

However she’s continued to return to the teachings many times, particularly for “electronic mail templates or if I want concepts on learn how to phrase one thing once I’m going to pitch to a model or pitch on a collaboration,” she stated.

Julia sees one thing in her enterprise that I see usually in mine: “Lots of people are hesitant to put money into something that has a price related to it. We see this within the bank card world on a regular basis, the place folks will say, ‘Oh, there’s a $95 annual price.’ We are saying, ‘You’re going to get $2,000 value of worth. Wouldn’t you pay $95 to get this $2,000 trip at no cost?’ And individuals are like, ‘Oh, however is it assured that I’m going to seek out the award house?’”

However right here’s what she tells individuals who ask about investing a lot in a program (whether or not a bank card or a enterprise program): “Don’t you consider in your self sufficient to get that form of ROI?” I like it.

“It does actually mild a hearth beneath you, the place you say to your self, ‘OK, I’ve invested on this. I’ve to truly do the work in order that I can recoup that cash and construct out my enterprise,’” she stated.

That is the mindset I’ve seen in my most profitable college students. They put money into themselves and use that as motivation to put money into their enterprise.

One other widespread mindset I’ve seen from my college students is imposter syndrome and feeling like they’re years behind everybody else and they also shouldn’t even begin.

Right here’s Julia’s recommendation:

“I believe when individuals are beginning their very own enterprise, they simply really feel the necessity for all the pieces to be excellent, or they see any person that they admire of their trade and so they’re like, ‘That took 14 years. I don’t have 14 years. I’m by no means going to catch as much as them as a result of there’s some form of early mover benefit.’ However the world retains shifting and also you don’t should be on the identical stage as the highest individual in your trade. In the event you can develop a bit of bit after which develop a bit of bit extra and make these incremental steps, these are actually essential.

“We inform folks the identical factor in factors and miles after they say, ‘I’m by no means going to get sufficient factors to go world wide in firstclass and save $50,000, $200,000.’ I inform them, ‘Do it’s good to? Would you be pleased if I simply informed you that you simply get $5,000 of free journey yearly? Isn’t that notable?’

“I believe folks simply get caught up within the comparability sport with Instagram. It parallels all the pieces else the place you’re so afraid to begin your enterprise since you see any person who’s so profitable on the factor you wish to do, and also you suppose you’re by no means going to catch up.

“You’d be shocked. Typically you do. I’ve surpassed some individuals who I assumed had been approach above me, and so they had been approach above me sooner or later, and I’ve surpassed them so far as Instagram followers, in all probability income as nicely.

“But in addition, it’s OK when you don’t, since you’re nonetheless making progress, and there’s a lot self-efficacy concerned whenever you’re like, ‘I made sufficient this month to pay hire.’ Hire is roofed from a facet enterprise! So even when you’re not protecting your complete way of life and it’s not sufficient to retire in two months after beginning a enterprise, that’s OK. As a result of when you’re making sufficient to cowl a big expense, that’s life altering and ultimately socioeconomically altering when you can maintain making these little items of progress.”

YES!! That is fantastically said.

Right here’s my problem to you: If you have already got this mindset, join Earnable and begin to construct your personal enterprise. In the event you wrestle with this mindset, join Earnable. Along with the fabric that focuses on the nuts and bolts of constructing your personal enterprise, we additionally embrace numerous materials on mindset — each yours and your clients’.

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